| Share Account Penalties |
| Two (2) free withdrawals per month, thereafter $2.00 per withdrawal. |
| Early account Closure penalty of $15.00 for accounts closed in the first 90 days of opening. |
| |
| Checking Account Penalties |
| NSF Penalty - One free if money available in shares |
$ 25.00 per item |
| Overdraft Transfer Penalty |
$ 15.00 per item |
| Share Draft Copy (Checks) |
$ 2.00 per copy |
| Maintenance Fee - If balance goes below $500.00 |
$ 7.00 per month |
| |
| Other Services (Applicable to all account) |
| Account Reconciliation |
$ 10.00 per hour
$ 10.00 minimum |
| Statement Copy |
$ 1.00 per copy |
| Outgoing Wires |
$ 20.00 per request |
| Money Order |
$ 1.00 per item |
| Stop Payment Requests |
$ 25.00 per request |
| Traveler's Cheques Purchased |
$ 1.00 per $ 100.00 |
